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Chubb Group Suspends Use of Structural Aftermarket Parts

2/24/2010

The Chubb Group informed its vendors and business partners this week that it is suspending the use of structural aftermarket parts – including bumper bars reinforcements, absorbers, bumper mounting brackets and radiator supports – on all estimates and appraisals prepared on the insurer’s behalf. Chubb’s move is in response to growing industry concern over the safety of untested structural aftermarket parts.

GEICO, MetLife and Esurance also recently decided against using structural aftermarket parts.

Chubb’s statement follows:

Effective immediately, Chubb is suspending the use of “structural” aftermarket parts (i.e. bumper bars, reinforcements, absorbers, bumper mounting brackets, radiator supports, etc.) on any estimate or appraisal prepared on our behalf. This is due to recent questions and concerns being raised surrounding the safety and integrity of some aftermarket parts. This does not preclude the continued use of non-structural aftermarket outer sheet metal panels; bumper covers and assorted trim components; provided they meet Chubb’s stringent appraisal standards. Additionally, you should continue to utilize quality LKQ and reconditioned parts based on availability and in adherence to Chubb’s appraisal standards.

It has always been and continues to be the intent of Chubb & Son, a division of Federal Insurance Company, to ensure the highest level of safety and quality during the appraisal process.  

Should there be any questions concerning the utilization of any part, the local Chubb reinspector should be contacted.


More information:

• BodyShop Business tracks the structural aftermarket parts issue as it unfolds
Submit a Comment    Comments (11)
Comment by:
J R
3/4/2010
8:26 AM
Hey "Bondo Joe", If OE doesnt fit than your name says it all. You gotta have a strait-square structure for the bolt on's to fit.
 
Comment by:
BRIAN DAVID
3/3/2010
10:32 PM
Manditory Recall
 
Comment by:
bondojoe
3/2/2010
9:12 PM
I have been in the industry for 34 years. When I was coming up, we were called body and fender repairmen, not "techs." Aftermarket parts always need some tweaking.Platinum or CAPA or whatever. They just don't fit. But, OE is not perfect either.
 
Comment by:
J R
3/2/2010
8:01 AM
This guy Steve Darrset is NOT a moron. I knew someone with the know how would come along and squash everyone. Awesome, Steve also got out of the business 20 yrs ago, I'm only in my first year out after 13yrs of this B.S. I will strive to be like Steve and actually do something instead of bow down to the Industry.
 
Comment by:
Steve Darrset
2/26/2010
8:59 PM
Hi,

It has been 20 years since I left the Auto Body Business to become a Mechanical Engineer. As for lookalike parts here are a few things to consider. When an OEM contracts with a sub-vendor to manufacture parts, the manufacturer supplies not only the drawings but the manufacturing specifications. The specification for structural parts would include detailed manufacturing procedures including material specifications and material certifications, heat treat specifications (if appropriate) and detailed part qualification tests. The important thing to know is that these specifications are proprietary and owned by the OEM. The aftermarket producers must “guess” at the specifications and their parts do not go through the OEM’s components qualification tests. The term “High Quality Parts” has no relevance in qualifying a part for aftermarket use. As for the fender, yes they act to absorb the energy of an impact and RS you make a good point. Without knowing the OEM’s specifications for a particular fender, you and the aftermarket part maker will not know if the fender is a structural component.

 
Comment by:
Steve Darrset
2/26/2010
8:49 PM
Hi,

It has been 20 years since I left the Auto Body Business to become a Mechanical Engineer. As for lookalike parts here are a few things to consider. When an OEM contracts with a sub-vendor to manufacture parts, the manufacturer supplies not only the drawings but the manufacturing specifications. The specification for structural parts would include detailed manufacturing procedures including material specifications and material certifications, heat treat specifications (if appropriate) and detailed part qualification tests. The important thing to know is that these specifications are proprietary and owned by the OEM. The aftermarket producers must “guess” at the specifications and their parts do not go through the OEM’s components qualification tests. The term “High Quality Parts” has no relevance in qualifying a part for aftermarket use. As for the fender, yes they act to absorb the energy of an impact and RS you make a good point. Without knowing the OEM’s specifications for a particular fender, you and the aftermarket part maker will not know if the fender is a structural component.

 
Comment by:
joebodyman
2/26/2010
5:50 PM
Why is it that when American family insurance got sued in Missouri and lost requiring them to pay insureds/claimants $17.1 million dollars because a major part of the case was that the structural integrity, strength of metal, type of steel used, etc. that aftermarket crash parts were made of (CAPA or not) was proven in a court of law to be inferior to OEM and could NOT be used to bring a damaged vehicle to preloss condition because of these differences, insurance companies and government didn't listen? Why is it that when Toby Chess documents that aftermarket structural parts are inferior to OEM parts and can cause safety issues with airbag systems no insurance company or government entity still won't listen? Why did the Insurance institute test a front end collision with an aftermarket vs. OEM hood on a 1997 Toyota camry in feb. 2000 and found that injury levels dropped from Good (OEM) to Acceptable (Aftermarket) in similar crash tests? This argument of aftermarket vs. OEM is the same as the tobacco industry telling us that cigarettes won't harm you or whether or not Professional Wrestling is real or not. If the insurance companies want cars fixed with non OEM parts then every part should have to meet or exceed OEM's stringent testing for quality and safety and these results should be made available to customers with each part used. Fixing cars should not be "Let the Buyer Beware!"
 
Comment by:
W T
2/26/2010
2:26 PM
Sounds like someone works at a "State of the Art" Dealership... I suppose you have never had issues with OE parts? I have to agree PP parts seem to be of the same gauge as OE. As long as they pass testing who really cares.



I would rather see a Keystone employee being involved than have people calling each other "morons". Maybe you should not be allowed to sign up!
 
Comment by:
J R
2/26/2010
7:53 AM
Mickey... Who in the hell are you??? Do you work for Keystone, I mean LKQ, I mean Keystone. You couldn't possibly work in a "State of the Art" collision center, Maybe Maaco. A moron like you should not even be signed up to recieve Body Shop Business news.
 
Comment by:
mickey garrett
2/25/2010
2:36 PM
As long as you are using a high quality aftermarket part you would have no concern. There are several grades af aftermarket parts. Use only certified Platinum Plus parts from Keystone, only diffrence I can tell in the part is the packaging. Could you imagine how much trying to use all OEParts would effect the cost of insurance. Or how it would effect the bottom dollar to the shop. I know Keystone/LKQ has voluntarily pulled the parts in question until they can be tested.
 
Comment by:
Robert Strong
2/25/2010
1:15 PM
Why aren't "fenders" considered structual ? It is my understanding that in a frontal impact, the sheet metal works to absorb the impact energy[crush zone]It would seem that the fender is very intregal to the process.Does the "look-alike" part perform as the original design intended?Does the obviously lighter fender offer the same designed "resistance" to impact.Does it ,in fact,cushion the impact as designed, or just "fold-up '? Are people being needlessly hurt to save a couple of bucks ? --Just Wondering !!!!
 
 
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