Ask the Expert: Options When an Insurer Denies a Supplement

Ask the Expert: What Are My Options When an Insurer Denies a Supplement?

After I write an estimate for a customer, how long should I wait to do a follow-up call?

After I write an estimate for a customer, how long should I wait to do a follow-up call? – Question asked by: Ethan West, Mungenast Collision Centers, St. Louis, Mo.

Question answered by: Barrett R. Smith, AAM, and president of Auto Damage Experts, Inc.

I don’t encourage repairers to write estimates because they don’t offer the customer the information they really need to make their decision. Rather, I encourage them to write repair orders, because what customers truly need is to know how much damage there really is and how much it will cost to repair. Generally, this can only be accomplished by dismantling the damaged components and preparing a comprehensive damage assessment and repair blueprint.

Of course, there are those situations where one is compelled to offer an estimate, and in these situations, we also provide them some prepared information to take with them and read at their leisure. This can be a simple one-page letter, pamphlet or brochure, providing the prospective customer information they need to know to help themselves make the best choice of repairer.

In addition to this handout, we generally contact the customer by phone within 48 hours in the hopes of avoiding insurer steering (which they are made aware of and why) and to answer any questions their husband or wife might have. If we aren’t able to speak with someone by phone, we leave a message letting them know we value their business and reaffirm our “lifetime warranty.” We then immediately follow up with an email message prepared ahead of time. We then follow up in seven to 10 days for status and, if applicable, to learn why they chose a shop other than ours to ensure we didn’t do or say anything to lose the sale. We also want to learn what we could have done that might have earned their business.

We find that this information helps us improve our sales ability and closing ratio. We also use this opportunity to offer a free post-repair inspection and provide information on diminished value and how proper and thorough repairs – employing factory replacement parts – aid in not only restoring their vehicle but also its value…and, perhaps more importantly, their peace of mind.

You May Also Like

Cruise Postpones Release of Driverless Taxi Service

Cruise, a GM subsidiary, recently announced that it will miss its goal of launching a large-scale self-driving taxi service in 2019.

Cruise, a GM subsidiary, recently announced that it will miss its goal of launching a large-scale self-driving taxi service in 2019. Cruise CEO Dan Ammann said the company plans to dramatically increase the number of its autonomous test vehicles on the road in San Francisco, but will not be offering rides to regular people this year, according to an article from The Verge.

Cutting Edge Automotive Solutions Partners with Andretti Rallycross

Andretti Rallycross announced that Cutting Edge Automotive Solutions will serve as technical partner on Cabot Bigham’s No. 02 OINK Clothing Beetle for the remainder of the 2019 Americas Rallycross season, showcasing their SP Tools USA brand.

Ford, Volkswagen Expand Collaboration to Include Autonomous, Electric Vehicles

Ford Motor Company and Volkswagen AG announced they are expanding their global alliance to include electric vehicles – and will collaborate with Argo AI to introduce autonomous vehicle technology in the U.S. and Europe.

CCAR Updates Website with More OSHA Alliance Resources

CCAR (Coordinating Committee For Automotive Repair) has announced the addition of new Occupational Safety and Health Administration (OSHA) Alliance content on its main website, www.ccar-greenlink.org.

CARSTAR McLaren Lake Forest and CARSTAR McLaren Irvine Open in California

Owned by husband-and-wife team James and Mary Davis, CARSTAR McLaren Lake Forest and CARSTAR McLaren Irvine are a family business.

Other Posts

Effective Marketing for Collision Repairers

Consistently marketing your collision repair business is important in order to ensure you reach customers before your competitors do.

Collision Terminology: Good and Bad

I’ve often shuddered at collision industry jargon and buzzwords that often paint repairers as rough, crude and unsophisticated Neanderthals.

Can Insurers Combine Two Open Claims and State the Vehicle is a Total Loss?

In the state of New York, if a vehicle has two open claims, can an insurer combine both claims and state that the vehicle is a total loss?

How to Get Paid for Body Repair Materials

How do most collision repair facilities calculate body materials on a vehicle? Adhesive, drill bits, weld-through primer, etc. Are the insurance companies required by law to reimburse body shops for this additional cost?