A recent USA Today article highlights the U.S. cities with the highest auto insurance rates. At the top of the list is Detroit, according to an analysis conducted by Bankrate Insurance.
Detroit drivers pay an average of 165 percent more than the rest of the U.S., followed by New York (36 percent more) and Miami (34 percent more).
“Michigan is the only state where car insurance includes unlimited personal injury protection,” said Laura Adams, senior analyst for insuranceQuotes.com. “Also, Detroit has a very high percentage of uninsured motorists – as high as 50 percent by some estimates. That unfortunately raises rates for those who do not have car insurance.”
Below are the top 25 metropolitan areas in the U.S., ranked in order of most- to least-expensive, followed by the percentage paid compared to the national average:
- Detroit-Warren-Ann Arbor, Mich., 165 percent
- New York-Newark, N.Y.- N.J.-Conn.-Pa., 36 percent
- Miami-Fort Lauderdale-Port St. Lucie, Fla., 34 percent
- Los Angeles-Long Beach, Calif., 25 percent
- Atlanta-Athens-Clarke County-Sandy Springs, Ga., 17 percent
- Sacramento-Roseville, Calif., 16 percent
- San Jose-San Francisco-Oakland, Calif., 10 percent
- Philadelphia-Reading-Camden, Pa.-N.J.-Del.-Md., 10 percent
- Houston-The Woodlands, Texas, 10 percent
- Tampa-St. Peterseburg-Clearwater, Fla., 9 percent
- San Diego-Carlsbad, Calif., 2 percent
- Boston-Worcester-Providence, Ma.-R.I.-N.H.-Conn., 2 percent
- Dallas-Fort Worth, Texas-Okla., 1 percent
- Portland-Vancouver-Salem, Ore., -1 percent
- Minneapolis-St. Paul, Minn.-Wis., -5 percent
- District of Columbia-Baltimore-Arlington, Md.-Va.-W.Va.-Pa., -6 percent
- Seattle-Tacoma, Wash., -10 percent
- Orlando-Deltona-Daytona Beach, Fla., -10 percent
- Phoenix-Mesa-Scottsdale, Ariz., -10 percent
- Denver-Aurora, Colo., -12 percent
- Chicago-Naperville, Ill.-Ind.-Wis., -16 percent
- St. Louis-St. Charles-Farmington, Mo.-Ill., -18 percent
- Pittsburgh-New Castle-Weirton, Pa.-Ohio-W.Va., -24 percent
- Cleveland-Akron-Canton, Ohio, -31 percent
- Charlotte-Concord, N.C.-S.C., -43 percent
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